Samskara (Impression)
If you think a thought – whatever the world may think of it, you may think even a good thought as the world thinks about it, or a bad thought as the world thinks about – if it is going to leave an impression in your mind and that becomes a samskara; you have to come here again to work it off.
Taken from the book "Heart to Heart, Vol. 1", Chapter "Questions and Answers", pg. 110, by Revered Chariji